How the CDRP Works

The money you save by raising your collision deductibles to a higher amount can be redirected and used to fund your CDRP Account. If you need to pay a collision deductible before your CDRP Account is mature, IDA will advance you the full amount (even if you've only made one payment). Advances may be repaid at $25 per month with NO interest or fees. Once your CDRP Account is mature, you will be able to use your monthly savings to help eliminate debt and build wealth.

For more information on the CDRP, please visit the official CDRP website by clicking the link below:

Learn More About How the CDRP Works